Incred Financial Services Ltd

Public Issue Of Secured, Listed, Redeemable NCD

Category I Institutional (QIB)	Category II Non-Institutional (Corporate)	Category III HNI's	Category IV Retail Individual Category
5%	10%	40%	45%

*On first come first serve basis to be determined on the basis of the bid uploads made with the scheduled Stock Exchanges.

Final Terms of the Issue:

Series	I	II	III	IV	V
Frequency of Interest Payment	Monthly	Quarterly	Monthly	Annual	Monthly
Tenor	18 Months	24 Months	24 Months	36 Months	36 Months
Coupon (% per annum) for NCD Holders in all Categories	9.48%	9.55%	9.66%	10.30%	9.84%
Effective Yield (% per annum) for NCD Holders in all Categories	9.88%	9.88%	10.08%	10.28%	10.29%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories	₹ 1,000	Staggered Redemption in eight (8)quarterly payments of ₹ 125 each, starting from 1st quarter** until maturity	₹ 1,000	Staggered Redemption in Three (3) annual payments of ₹ 333 for year 1, ₹ 333 for year 2 and ₹ 334 for year 3 starting from 1st anniversary** until Maturity	₹ 1,000
Put and Call Option	NOT APPLICABLE
Termsheet	Click Here

How to Open Demat Online with GEPL Capital

Step 1: Enter OTP received on the registered Mobile Number.

Step 2: Fill Date of Birth, PAN details, Email Address and Bank Account Details.

Step 3: Details of your demat account are sent to you on your registered mail address.

Public Issue Of Secured, Listed, Redeemable NCD