Public Issue Of Secured, Listed, Redeemable NCD


Incred Financial Services Ltd


Base issue size of Rs. 150 crs with an option to retain oversubscription upto Rs. 150 Crs aggregating to Rs. 300 Crs.


A+/Stable by CRISIL Ratings Limited (“CRISIL”)


Rs. 10,000 and in multiples of 1 thereafter


Demat Form Only


Face Value of Bond:₹ 1,000/NCD




Listing :The NCDs are proposed to be listed on BSE

Category Wise Issue Allocation for Secured NCD: -

Category I
Institutional (QIB)
Category II
Non-Institutional (Corporate)
Category III
Category IV
Retail Individual Category
5% 10% 40% 45%

*On first come first serve basis to be determined on the basis of the bid uploads made with the scheduled Stock Exchanges.

Final Terms of the Issue:

Series I II III IV V
Frequency of Interest Payment Monthly Quarterly Monthly Annual Monthly
Tenor 18 Months 24 Months 24 Months 36 Months 36 Months
Coupon (% per annum) for NCD Holders in all Categories 9.48% 9.55% 9.66% 10.30% 9.84%
Effective Yield (% per annum) for NCD Holders in all Categories 9.88% 9.88% 10.08% 10.28% 10.29%
Redemption Amount (₹ / NCD) on Maturity for NCD Holders in all Categories ₹ 1,000 Staggered Redemption in eight (8)quarterly payments of ₹ 125 each, starting from 1st quarter** until maturity ₹ 1,000 Staggered Redemption in Three (3) annual payments of ₹ 333 for year 1, ₹ 333 for year 2 and ₹ 334 for year 3 starting from 1st anniversary** until Maturity ₹ 1,000
Put and Call Option NOT APPLICABLE
Termsheet Click Here

How to Open Demat Online with GEPL Capital

Step 1: Enter OTP received on the registered Mobile Number.

Step 2: Fill Date of Birth, PAN details, Email Address and Bank Account Details.

Step 3: Details of your demat account are sent to you on your registered mail address.

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