INDIABULLS HOUSING FINANCE LIMITED

Public Issue Of Secured, Listed, Redeemable NCD

Indiabulls Housing Finance Limited

Base Issue Size of ₹ 100 Crs with a green shoe option of ₹ 100 Crs, Aggregating up to ₹ 200 Crs.

AA/Stable by CRISIL and ICRA

₹ 10,000 and in multiples of 1 thereafter

Demat Form Only

Face Value of Bond:₹ 1,000/NCD

ASBA

Listing :The NCDs are proposed to be listed on BSE

Category Wise Issue Allocation for Secured NCD: -

Category I Institutional (QIB)	Category II Non-Institutional (Corporate)	Category III HNI’s	Category IV Retail Individual Category
Up to 30% of Overall Issue Size*	Up to 10% of Overall Issue Size*	Up to 30% of Overall Issue Size*	Up to 30% of Overall Issue Size*

*On first come first serve basis to be determined on the basis of the bid uploads made with the scheduled Stock Exchanges.

Final Terms of the Issue:

Option / Series	I	II	III	IV	V	VI	VII	VIII	IX	X	XI	XII
Mode of Interest Payment	Through various options available
Frequency of interest Payment	Annual	Monthly	Cumulative	Annual	Monthly	Cumulative	Annual	Monthly	Annual	Monthly	Annual	Monthly
Tenor	24	24	24	36	36	36	60	60	84	84	120	120
Coupon (% per annum) for NCD Holders in Category I & II	9.25%	8.88%	NA	9.40%	9.02%	NA	9.65%	9.25%	10.00%	9.57%	10.25%	9.80%
Coupon (% per annum) for NCD Holders in Category III & IV	9.65%	9.25%	NA	9.90%	9.48%	NA	10.15%	9.71%	10.50%	10.03%	10.75%	10.25%
Effective Yield (per annum) for NCD Holders in Category I & II	9.24%	9.24%	9.25%	9.39%	9.39%	9.40%	9.64%	9.64%	9.99%	9.99%	10.24%	10.24%
Effective Yield (per annum) for NCD Holders in Category III & IV	9.64%	9.64%	9.65%	9.88%	9.89%	9.90%	10.14%	10.14%	10.49%	10.49%	10.74%	10.74%
Redemption Amount (Rs / NCD) on Maturity for NCD Holders in Category I & II	Rs.1000	Rs.1000	Rs.1193.85	*Staggered Redemption in 3 annual payments of Rs. 333 for year 1, 333 for year 2 and 334 for year 3 starting from 1st Anniversary * until Maturity	*Staggered Redemption in 3 annual payments of Rs. 333 for year 1, 333 for year 2 and 334 for year 3 starting from 1st Anniversary * until Maturity	Rs.1309.70	Stagger ed Redempt ion in 5 annual payment s of Rs. 200 each starting from 1st Annivers ary until Maturity	Staggere d Redemptio n in 5 annual payments of Rs. 200 each starting from 1st Anniversar y until Maturity	Staggere d Redemptio n in 7 annual payments of Rs. 142.86 each starting from 1st Anniversar y until Maturity	*Staggered Redemption in 7 annual payments of Rs. 142.86 each starting from 1st Anniversary * until Maturity	*Staggered Redemption in 10 annual payments of Rs. 100 each starting from 1st Anniversary * until Maturity	Staggered Redemption in 10 annual payments of Rs. 100 each starting from 1st Anniversary until Maturity
Redemption Amount (Rs / NCD) on Maturity for NCD Holders in Category III & IV	Rs.1000	Rs.1202.65	*Staggered Redemption in 3 annual payments of Rs. 333 for year 1, 333 for year 2 and 334 for year 3 starting from 1st Anniversary * until Maturity	*Staggered Redemption in 3 annual payments of Rs. 333 for year 1, 333 for year 2 and 334 for year 3 starting from 1st Anniversary * until Maturity	Rs.1327.75	5 annual payment s of Rs. 200 each starting from 1st Annivers ary until Maturity	5 annual payments of Rs. 200 each starting from 1st Anniversar y until Maturity	Staggere d Redemptio n in 7 annual payments of Rs. 142.86 each starting from 1st Anniversar y until Maturity	*Staggered Redemption in 7 annual payments of Rs. 142.86 each starting from 1st Anniversary * until Maturity	*Staggered Redemption in 10 annual payments of Rs. 100 each starting from 1st Anniversary * until Maturity	Staggered Redemption in 10 annual payments of Rs. 100 each starting from 1st Anniversary until Maturity
Put and Call Option	NOT APPLICABLE
Termsheet	Click Here

** The Company shall allocate and allot Series IV NCDs wherein the Applicants have not indicated the choice of the relevant NCD Series.

How to Open Demat Online with GEPL Capital

Step 1: Enter OTP received on the registered Mobile Number.

Step 2: Fill Date of Birth, PAN details, Email Address and Bank Account Details.

Step 3: Details of your demat account are sent to you on your registered mail address.